What Does Workers’ Comp Insurance Pay For?

As a business owner, you may already know that you need workers’ comp insurance for all of your employees. No matter how many employees you have, even just one, it’s essential to have this coverage for every employee and to keep this insurance for as long as you own your business. There are many things that this type of commercial insurance will pay for, and it often pays for things that the business owner didn’t realize were a part of workers’ comp. When it’s time for you to get workers’ comp insurance, we’re here to help. Just call us at Curtis Miller Insurance, serving Parkersburg, WV.

Medical Bills

The first thing that many people think of when they think of this type of commercial insurance is that it pays for medical bills after an accident. This is vital for all businesses to have because it does pay for these bills, and healthcare costs are always rising. It doesn’t take a very serious accident for it to be an expensive one. An accident at work can also lead to a need for ongoing medical therapies, and workers’ comp pays for this as well.

Other Costs

It also pays for other costs such as legal bills and lost wages. These are often required after an accident that causes injuries, and the policy will take care of them. There may also need to be disability payments after a serious accident, and this, too, is taken care of. Workers’ comp is a valuable commercial insurance policy that no business with employees should ever be without.

Get Workers’ Comp Insurance

If you don’t have your workers’ comp insurance policy in place yet, it’s time to call us. You can contact us at Curtis Miller Insurance, serving Parkersburg, WV, to find out more.