Boat/Watercraft Insurance in West Virginia

For residents of West Virginia who own a boat or personal watercraft, boat insurance provides valuable protection against a host of potential perils. Much like auto insurance, except designed for boats and personal watercraft, boat insurance policies contain a host of coverage options that protect more than just the boat or watercraft. At Curtis Miller Insurance Agency, our independent insurance agents can explain the intricacies of boat insurance and help you find a policy. Here’s a brief overview of what we can do for you when you call our office.

Make Complex Coverage Simple

Boat insurance policies are made up of several different coverage options, some of which come standard with a policy and others that are optional. A few sample coverage options that might be included in a policy include coverage for:

  • your boat or personal watercraft
  • a trailer
  • gear stored on your boat
  • injuries sustained in a boating accident
  • damage you cause to others’ boats or personal watercraft

Each of these coverage options have their own conditions and terms which govern what it covers. Our independent insurance agents will explain each coverage option, answering any questions you have so you understand precisely how boat insurance can protect you.

Finding Affordable Policies

Since all of the agents at our office are independent insurance agents, we 're able to help you find the lowest rates on boat insurance. Unlike agents who work for a specific insurer, our independent insurance agents can compare policies from any insurer in West Virginia. They can show you all of the available policies, explain their differences, and help you find the most affordable ones.

If you don’t have boat insurance, and own a boat or personal watercraft, call our office today. Having served many boaters in the Mid-Ohio Valley, boat insurance agents at our agency are experienced and knowledgeable. They’ll make sure you’re fully protected the next time you go out on the water.