While life insurance may not be fun to discuss, it is very necessary if you want to protect what is most important to you. Life insurance is the best gift you can give to your spouse, grandchildren, nieces, nephews, and any other important family members. It is a small price to pay for huge protection when the worst happens.
We offer 3 types of life insurance:
- Whole Life
- Protects the policyholder for his or her entire life. The premium is a little higher and may even accumulate cash value depending on the type of policy. Families that are looking to protect a spouse and children should consider a whole life insurance policy that offers a payout that will cover the income of the policyholder.
- Term Life
- Protects the policyholder for a specific amount of time. Term life insurance buyers may be younger and would choose this type of plan to take care of car payment, or other loans if they suddenly died. The premium is usually cheaper for term life insurance and more affordable for those looking for great coverage at a great price.
- A hybrid policy gives you whole life as well as term life. A hybrid life insurance policy is very popular and offers the best of both the whole and term life policies.
Don’t wait any longer! Give us a call or visit us at our office for a quick life insurance quote or to simply ask if life insurance is right for you.