When people purchase motorcycle insurance they are typically concerned with coverage for liability and collision coverage. However, motorcycle policies can be versatile and can offer many additional protections. If you live in the Parkersburg, WV area and would like to learn about the many coverages a motorcycle policy can offer, please reach out to an agent at Curtis Miller Insurance.
One of the many tricks people do not know about motorcycle insurance is that can cover a wide range of vehicles including ATV’s, snowmobiles and scooters. Many insurance companies consider these leisure vehicles and will insure them under a motorcycle policy. Many car and homeowners insurance policies specifically exclude leisure vehicles so it is crucial to make sure you have coverage to protect you in the event of an accident.
As most riders know, the gear that you need to keep you safe and comfortable on a ride such as helmets, boots and riding leathers can be expensive. In the event, something happens to your equipment, your motorcycle insurance policy can help you replace the equipment.
If an accident causes you to have to stay a certain distance from home, your motorcycle policy may help with the cost of lodging, food, and transportation. This is typically an “extra coverage” that you will need to ask your insurance agent at Curtis Miller Insurance to include in your policy.
If you store your bike through the winter months your policy can provide “lay up” coverage. Lay up coverage will protect you against events that are more likely to happen while your motorcycle is in storage such as theft.
If you would like to learn more about motorcycle insurance and live in the Parkersburg, WV area, please feel free to reach out to us today!