If you are a West Virginia business owner, you will need to purchase commercial insurance. If your company is located near Parkersburg, WV, our team would be honored to work with you. When you work with our team at Curtis Miller Insurance, we will do our best to help you compose a personalized commercial insurance portfolio.

Personal Auto Insurance Versus Commercial Auto Insurance – What are the Differences? 

Commercial auto insurance is different from auto insurance. If your company owns any vehicles that are used for commercial purposes, you must purchase commercial auto insurance. Each employee of your company will still need personal auto insurance to cover their personal car for damages caused when their car is involved in an accident. If those same employees are driving a company car and are involved in an accident, those damages would only be covered by a commercial insurance company. 

According to Smart Financial, commercial auto insurance policies are typically more expensive than personal policies. If any of your employees use their personal vehicles for work purposes, you should help them buy a commercial auto policy to cover their work-related trips. Employees who are permitted to drive a company car for their personal use may need a different type of coverage for those trips. Talk with one of our experienced agents about which types of auto coverage your company needs. 

Call Us Today for Your Appointment 

Your commercial insurance portfolio will be composed of several types of insurance. Our team at Curtis Miller Insurance will help you understand each of those insurance types. Companies from the Parkersburg, WV area have learned they can rely on us for excellent customer service. Give us a call today for your appointment, so we can talk about the types of insurance your company needs.