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Curtis Miller Insurance Agency

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Parkersburg, WV 26101

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4 Myths About Motorcycle Insurance Debunked

Motorcycle accidents are a common occurrence, and their injuries can be severe. This is why it’s important to have motorcycle insurance, which can help you cover the costs of medical expenses and other damages in the event of an accident. However, there are some myths about motorcycle insurance that can lead people to make uninformed decisions about whether or not to buy it. This article will debunk four of the most common myths about motorcycle insurance.

Myth 1: My health insurance will cover my medical expenses if I’m injured in a motorcycle accident

Reality: Health insurance policies vary widely in what they cover, and some do not include coverage for injuries sustained in a motorcycle accident. Even if your health insurance policy does cover motorcycle accidents, you may still have to pay a deductible or co-payment.

Myth 2: I don’t need motorcycle insurance because I have car insurance

Reality: Motorcycle insurance and car insurance are two different types of insurance, and they provide different types of coverage. Your car insurance will not cover you if you’re in a motorcycle accident.

Myth 3: Motorcycle insurance is too expensive

Reality: The cost of motorcycle insurance depends on various factors, such as the type of bike you have, your riding history, and where you live. However, there are a variety of motorcycle insurance policies available, and you may be able to find one that fits your budget.

Myth 4: I don’t need motorcycle insurance because I’m a safe rider

Reality: Even the safest riders can get into accidents, and having motorcycle insurance can help protect you from the financial consequences of an accident, such as medical expenses and repair costs.

Get Motorcycle Insurance in Parkersburg, WV 

If you’re considering whether or not to buy motorcycle insurance, be sure to do your research and consult with an insurance agent from Curtis Miller Insurance to find the right policy for you. And don’t let myths about motorcycle insurance dissuade you from getting the coverage you need. Call us today for a free quote.

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