You’ve dedicated significant time and effort to accumulate your retirement savings. Whether you’re approaching retirement or already in it, the last thing you want is an unforeseen lawsuit depleting the funds you’ve spent a lifetime amassing. At Curtis Miller Insurance, we provide insurance solutions throughout the Parkersburg, WV region. We often encounter clients who are unaware of how exposed their assets can be without the additional protection that umbrella insurance offers.

The Unseen Threat to Your Retirement Savings

Standard insurance policies, such as auto or homeowners, do provide liability coverage, but they have their limits. If you’re found liable in a severe accident or lawsuit, those limits might not suffice. Once your base policy reaches its limit, the remaining costs could come out of your pocket, which usually means tapping into savings, including retirement accounts.

Extra Protection When It’s Needed the Most

Umbrella insurance is designed to take effect where other policies cease. It offers an additional layer of liability coverage that can help safeguard your assets from substantial claims or legal judgments. Whether it’s a significant car accident, a slip-and-fall on your property, or a defamation lawsuit, umbrella insurance helps protect your financial future from unforeseen circumstances.

Security for the Future

As you transition into retirement, your financial priorities shift from wealth accumulation to wealth preservation. Umbrella insurance offers a sense of security, knowing that your retirement savings are better protected from life’s unpredictability.

At Curtis Miller Insurance, serving residents in and around the greater Parkersburg, WV area, we’re here to help you protect what you’ve worked so hard to achieve. Let’s discuss how umbrella insurance can fit into your overall plan and keep your future secure. Contact us today to get started.