{"id":99,"date":"2019-11-29T03:00:00","date_gmt":"2019-11-29T15:00:00","guid":{"rendered":"https:\/\/www.curtismillerins.com\/blog\/?p=99"},"modified":"2019-11-30T12:37:42","modified_gmt":"2019-11-30T18:37:42","slug":"understanding-classic-car-insurance","status":"publish","type":"post","link":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/","title":{"rendered":"Understanding Classic Car Insurance"},"content":{"rendered":"<p>As a classic car owner, you undoubtedly have great respect for your classic vehicle. As such, you want to do all you can to protect your valuable investment. Classic car insurance from Curtis Miller Insurance, Parkersburg, WV, is one of the best ways to protect your classic beauty. Here&rsquo;s what you should know about coverage under a classic car policy.<\/p>\n<p><strong>Classic Car vs Conventional Auto Insurance<\/strong><\/p>\n<p>Conventional auto insurance is designed for conventional vehicles. A typical policy covers the actual cash value of your car in the event of a total loss. In contrast, a classic car policy covers the agreed-upon value of your collectible with your insurer when you purchase your policy. This value is often based on the condition of your vehicle and an appraisal from a professional in the classic vehicle field. Whereas ordinary autos decrease in value as time goes by, a true classic will augment its value, especially when kept in meticulous shape.<\/p>\n<p><strong>Qualifications for Classic Vehicle Status<\/strong><\/p>\n<p>Not all old vehicles are classics. To qualify as a collectible and be eligible for classic car insurance, your car must meet these requirements:<\/p>\n<ul>\n<li>Classic: Be 10 to 24 years of age and have a historic interest, i.e. muscle car or hot rod.<\/li>\n<li>Antique: Be 25 years of age or older and have historic interest.<\/li>\n<\/ul>\n<p>Eligibility for Classic Car Insurance<\/p>\n<p>To qualify for classic car insurance, you must agree to rules of use for your classic vehicle. You can&rsquo;t use your vehicle for everyday driving and you can&rsquo;t exceed restrictions on annual mileage. You can, however, participate in shows, exhibitions, and parades and take your collectible out for occasional pleasure drives. &nbsp;<\/p>\n<p>If you own a classic vehicle, talk to your Curtis Miller Insurance agent in Parkersburg, WV about classic car insurance. We&rsquo;re here to meet all your auto insurance needs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As a classic car owner, you undoubtedly have great respect for your classic vehicle. As such, you want to do all you can to protect your valuable investment. Classic car insurance from Curtis Miller Insurance, Parkersburg, WV, is one of the best ways to protect your classic beauty. Here&rsquo;s what you should know about coverage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-99","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-curtis-miller-insurance","tag-parkersburg-wv"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"As a classic car owner, you undoubtedly have great respect for your classic vehicle. As such, you want to do all you can to protect your valuable investment. Classic car insurance from Curtis Miller Insurance, Parkersburg, WV, is one of the best ways to protect your classic beauty. Here\u2019s what you should know about coverage\" \/>\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<meta name=\"keywords\" content=\"curtis miller insurance,parkersburg wv\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Curtis Miller Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Understanding Classic Car Insurance | Blog | Curtis Miller Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"As a classic car owner, you undoubtedly have great respect for your classic vehicle. As such, you want to do all you can to protect your valuable investment. Classic car insurance from Curtis Miller Insurance, Parkersburg, WV, is one of the best ways to protect your classic beauty. Here\u2019s what you should know about coverage\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2019-11-29T15:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2019-11-30T18:37:42+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Understanding Classic Car Insurance | Blog | Curtis Miller Insurance\" \/>\n\t\t<meta name=\"twitter:description\" content=\"As a classic car owner, you undoubtedly have great respect for your classic vehicle. As such, you want to do all you can to protect your valuable investment. Classic car insurance from Curtis Miller Insurance, Parkersburg, WV, is one of the best ways to protect your classic beauty. Here\u2019s what you should know about coverage\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/understanding-classic-car-insurance\\\/#article\",\"name\":\"Understanding Classic Car Insurance | Blog | Curtis Miller Insurance\",\"headline\":\"Understanding Classic Car Insurance\",\"author\":{\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/#organization\"},\"datePublished\":\"2019-11-29T03:00:00-06:00\",\"dateModified\":\"2019-11-30T12:37:42-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/understanding-classic-car-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/understanding-classic-car-insurance\\\/#webpage\"},\"articleSection\":\"Insurance, Curtis Miller Insurance, Parkersburg WV\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/understanding-classic-car-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/category\\\/uncategorized\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/category\\\/uncategorized\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/category\\\/uncategorized\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/understanding-classic-car-insurance\\\/#listItem\",\"name\":\"Understanding Classic Car Insurance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/understanding-classic-car-insurance\\\/#listItem\",\"position\":3,\"name\":\"Understanding Classic Car Insurance\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/category\\\/uncategorized\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/#organization\",\"name\":\"Blog | Curtis Miller Insurance\",\"url\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/understanding-classic-car-insurance\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"agentinsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/understanding-classic-car-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/understanding-classic-car-insurance\\\/\",\"name\":\"Understanding Classic Car Insurance | Blog | Curtis Miller Insurance\",\"description\":\"As a classic car owner, you undoubtedly have great respect for your classic vehicle. As such, you want to do all you can to protect your valuable investment. Classic car insurance from Curtis Miller Insurance, Parkersburg, WV, is one of the best ways to protect your classic beauty. Here\\u2019s what you should know about coverage\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/understanding-classic-car-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2019-11-29T03:00:00-06:00\",\"dateModified\":\"2019-11-30T12:37:42-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/\",\"name\":\"Blog | Curtis Miller Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.curtismillerins.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Understanding Classic Car Insurance | Blog | Curtis Miller Insurance","description":"As a classic car owner, you undoubtedly have great respect for your classic vehicle. As such, you want to do all you can to protect your valuable investment. Classic car insurance from Curtis Miller Insurance, Parkersburg, WV, is one of the best ways to protect your classic beauty. Here\u2019s what you should know about coverage","canonical_url":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"curtis miller insurance,parkersburg wv","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/#article","name":"Understanding Classic Car Insurance | Blog | Curtis Miller Insurance","headline":"Understanding Classic Car Insurance","author":{"@id":"https:\/\/www.curtismillerins.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.curtismillerins.com\/blog\/#organization"},"datePublished":"2019-11-29T03:00:00-06:00","dateModified":"2019-11-30T12:37:42-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/#webpage"},"articleSection":"Insurance, Curtis Miller Insurance, Parkersburg WV"},{"@type":"BreadcrumbList","@id":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.curtismillerins.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.curtismillerins.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.curtismillerins.com\/blog\/category\/uncategorized\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.curtismillerins.com\/blog\/category\/uncategorized\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.curtismillerins.com\/blog\/category\/uncategorized\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/#listItem","name":"Understanding Classic Car Insurance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.curtismillerins.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/#listItem","position":3,"name":"Understanding Classic Car Insurance","previousItem":{"@type":"ListItem","@id":"https:\/\/www.curtismillerins.com\/blog\/category\/uncategorized\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.curtismillerins.com\/blog\/#organization","name":"Blog | Curtis Miller Insurance","url":"https:\/\/www.curtismillerins.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.curtismillerins.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.curtismillerins.com\/blog\/author\/agentinsure\/","name":"agentinsure","image":{"@type":"ImageObject","@id":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"agentinsure"}},{"@type":"WebPage","@id":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/#webpage","url":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/","name":"Understanding Classic Car Insurance | Blog | Curtis Miller Insurance","description":"As a classic car owner, you undoubtedly have great respect for your classic vehicle. As such, you want to do all you can to protect your valuable investment. Classic car insurance from Curtis Miller Insurance, Parkersburg, WV, is one of the best ways to protect your classic beauty. Here\u2019s what you should know about coverage","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.curtismillerins.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.curtismillerins.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.curtismillerins.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2019-11-29T03:00:00-06:00","dateModified":"2019-11-30T12:37:42-06:00"},{"@type":"WebSite","@id":"https:\/\/www.curtismillerins.com\/blog\/#website","url":"https:\/\/www.curtismillerins.com\/blog\/","name":"Blog | Curtis Miller Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.curtismillerins.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Curtis Miller Insurance |","og:type":"article","og:title":"Understanding Classic Car Insurance | Blog | Curtis Miller Insurance","og:description":"As a classic car owner, you undoubtedly have great respect for your classic vehicle. As such, you want to do all you can to protect your valuable investment. Classic car insurance from Curtis Miller Insurance, Parkersburg, WV, is one of the best ways to protect your classic beauty. Here\u2019s what you should know about coverage","og:url":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/","article:published_time":"2019-11-29T15:00:00+00:00","article:modified_time":"2019-11-30T18:37:42+00:00","twitter:card":"summary","twitter:title":"Understanding Classic Car Insurance | Blog | Curtis Miller Insurance","twitter:description":"As a classic car owner, you undoubtedly have great respect for your classic vehicle. As such, you want to do all you can to protect your valuable investment. Classic car insurance from Curtis Miller Insurance, Parkersburg, WV, is one of the best ways to protect your classic beauty. Here\u2019s what you should know about coverage"},"aioseo_meta_data":{"post_id":"99","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-22 00:22:25","updated":"2025-06-04 12:23:05","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.curtismillerins.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.curtismillerins.com\/blog\/category\/uncategorized\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tUnderstanding Classic Car Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.curtismillerins.com\/blog"},{"label":"Insurance","link":"https:\/\/www.curtismillerins.com\/blog\/category\/uncategorized\/"},{"label":"Understanding Classic Car Insurance","link":"https:\/\/www.curtismillerins.com\/blog\/understanding-classic-car-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts\/99","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/comments?post=99"}],"version-history":[{"count":1,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts\/99\/revisions"}],"predecessor-version":[{"id":100,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts\/99\/revisions\/100"}],"wp:attachment":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/media?parent=99"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/categories?post=99"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/tags?post=99"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}