{"id":65,"date":"2018-06-26T13:39:36","date_gmt":"2018-06-26T19:39:36","guid":{"rendered":"https:\/\/www.curtismillerins.com\/blog\/?p=65"},"modified":"2018-07-08T13:40:43","modified_gmt":"2018-07-08T19:40:43","slug":"flood-insurance-in-wv-and-who-needs-it","status":"publish","type":"post","link":"https:\/\/www.curtismillerins.com\/blog\/flood-insurance-in-wv-and-who-needs-it\/","title":{"rendered":"Flood Insurance in WV and Who Needs It"},"content":{"rendered":"

With climate change and the unpredictable weather of certain seasons, floods are happening at unprecedented rates. It can happen to any of us, so West Virginians need to know whether their\u00a0properties are in\u00a0flood zones.\u00a0If you live in\u00a0Parkersburg<\/span>, WV, make sure your property is covered for flood damages, because coverage is available even if don’t live in a flood zone. Ask your Curtis Miller Insurance agent for information on what types of coverage you need. In the meantime, here’s some important information about flood coverage.<\/p>\n

National Flood Insurance Program (NFIP<\/span>)<\/strong><\/h2>\n

In\u00a0Parkersburg<\/span>, WV and throughout\u00a0West Virginia, the state Insurance Commissioner is responsible for notifying local entities when\u00a0federally subsidized insurance is available via the National Flood Insurance Program (NFIP<\/span>). Your Curtis Miller Insurance agent can help you look up or request this information about your property. Plan ahead, even if a flood seems unlikely in your area because floods are deviously unpredictable.<\/p>\n

Home Owner’s Insurance Doesn’t Cover Flood Damage<\/strong><\/h2>\n

In the event that damage occurs on your\u00a0property\u00a0located in a flood zone,\u00a0NFIP<\/span>\u00a0insurance will help you repair or replace your home and personal property. If you live in a non-flood zone, flood coverage is highly recommended. Be aware that your homeowner\u2019s insurance excludes\u00a0flood coverage. To get flood insurance, go through a licensed property and casualty insurance agency, such as Curtis Miller Insurance,\u00a0and request a policy that protects your home\u00a0and its contents.<\/p>\n

Rental properties can also be insurance against flood loss, ask your agent for details.<\/p>\n

Contact Us<\/strong><\/h2>\n

Contact\u00a0Curtis Miller Insurance today to schedule an appointment for a quote or to ask us about your other insurance needs in\u00a0Parkersburg<\/span>, WV.<\/p>\n","protected":false},"excerpt":{"rendered":"

With climate change and the unpredictable weather of certain seasons, floods are happening at unprecedented rates. It can happen to any of us, so West Virginians need to know whether their\u00a0properties are in\u00a0flood zones.\u00a0If you live in\u00a0Parkersburg, WV, make sure your property is covered for flood damages, because coverage is available even if don’t live […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-65","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t