{"id":169,"date":"2022-10-27T04:00:00","date_gmt":"2022-10-27T10:00:00","guid":{"rendered":"https:\/\/www.curtismillerins.com\/blog\/?p=169"},"modified":"2022-10-27T15:35:16","modified_gmt":"2022-10-27T21:35:16","slug":"do-you-live-in-a-flood-area-protect-your-home-and-property-with-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.curtismillerins.com\/blog\/do-you-live-in-a-flood-area-protect-your-home-and-property-with-flood-insurance\/","title":{"rendered":"Do You Live in a Flood Area? Protect Your Home and Property with Flood Insurance"},"content":{"rendered":"<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Any home, regardless of location, can be subject to flooding. No home is safe. If it rains, it can flood. However, <a href=\"https:\/\/www.curtismillerins.com\/blog\/\">Curtis Miller Insurance<\/a> of Parkersburg, WV is available to provide the insurance coverage you need to protect your property.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">It is considered a flood when there is an excess of water on land that is typically dry, affects two or more acres of land, or affects two or more properties. <\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Did you know that just one inch of water can result in more than $25,000 in damage? A flood insurance policy can mean the difference between total recovery and financial ruin. You will be protected if there is a major hurricane event or just one or two inches of water.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Several factors are considered when the annual flood insurance premium is calculated. Factors such as:<\/span><\/span><\/span><\/p>\n<ul>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Flood zone or risk<\/span><\/span><\/span><\/li>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Type of coverage desired for building and contents <\/span><\/span><\/span><\/li>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Deductible amount<\/span><\/span><\/span><\/li>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Location of the structure<\/span><\/span><\/span><\/li>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Age and design of the home<\/span><\/span><\/span><\/li>\n<li><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Location of the home&rsquo;s contents, for example, are the utilities elevated?<\/span><\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Flood insurance will cover water damage caused by flooding. Water damage is described as any loss caused by water intruding where it will cause a breakdown in materials, such as the rotting of wood, the growth of mold, rusting of steel, the growth of bacteria, the swelling of composite wood, the delaminating of plywood, or short-circuiting of electrical devices, etc. Damage caused by a sewer backup would be covered if a direct result of the flooding.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Flooding cannot only be an emotionally devastating event but a financially devastating one as well. Flood insurance will enable you to recover fully and faster. Don&rsquo;t be the victim of a flood disaster. <a href=\"https:\/\/www.curtismillerins.com\/contact-us.html\">Contact<\/a> <a href=\"https:\/\/www.curtismillerins.com\/blog\/\">Curtis Miller Insurance<\/a> of Parkersburg, WV to purchase your policy today. <\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Any home, regardless of location, can be subject to flooding. No home is safe. If it rains, it can flood. However, Curtis Miller Insurance of Parkersburg, WV is available to provide the insurance coverage you need to protect your property. It is considered a flood when there is an excess of water on land that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-169","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-curtis-miller-insurance","tag-parkersburg-wv"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts\/169","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/comments?post=169"}],"version-history":[{"count":1,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts\/169\/revisions"}],"predecessor-version":[{"id":170,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts\/169\/revisions\/170"}],"wp:attachment":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/media?parent=169"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/categories?post=169"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/tags?post=169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}