{"id":105,"date":"2020-03-31T04:00:00","date_gmt":"2020-03-31T10:00:00","guid":{"rendered":"https:\/\/www.curtismillerins.com\/blog\/?p=105"},"modified":"2020-03-31T12:10:17","modified_gmt":"2020-03-31T18:10:17","slug":"ways-life-insurance-protects-your-family","status":"publish","type":"post","link":"https:\/\/www.curtismillerins.com\/blog\/ways-life-insurance-protects-your-family\/","title":{"rendered":"Ways Life Insurance Protects Your Family"},"content":{"rendered":"<p>Protecting your family is your main priority and life insurance is one way to do that.&nbsp; It can give you reassurance that your children will be protected should one or both spouses pass away.&nbsp; The main question that most people have is would your family be able to pay for the funeral and final expenses.&nbsp; Would your children be able to go to college?&nbsp; For the charities that you support, can you designate funds for them from the policy?&nbsp; Life insurance policies can do more than you think.&nbsp; Our agents at Curtis Miller Insurance work with people throughout the Parkersburg,&nbsp;WV area to discuss how life insurance can protect their family.&nbsp;<\/p>\n<p>Determining the amount and type of coverage will take some thought but your agent will be able to help.&nbsp; Considering inflation and estate taxes can help with your decision.&nbsp; There are two forms of life insurance:&nbsp; term life and whole life.&nbsp; Both are beneficial depending on how you want to use it.&nbsp; Term policies are for a set period of time.&nbsp; While they can be renewed and are cost-effective, they do not build cash value over time.&nbsp; Each time the policy is renewed, it will be more expensive.&nbsp;<\/p>\n<p>Whole life policies, on the other hand, remain in place throughout the lifetime of the policyholder.&nbsp; While they have higher premiums than term policies, they do build cash value.&nbsp; This means that if you need to, you can borrow against the policy.&nbsp;<\/p>\n<p>Our agents at Curtis Miller Insurance can help you with your options.&nbsp; We know that choosing a life insurance policy comes with many questions so we&rsquo;re here to help!&nbsp; In the Parkersburg, WV area, we&rsquo;re conveniently located.&nbsp; Come by and talk with an agent today!&nbsp; Family is important.&nbsp; Take the first steps to protect their future.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Protecting your family is your main priority and life insurance is one way to do that.&nbsp; It can give you reassurance that your children will be protected should one or both spouses pass away.&nbsp; The main question that most people have is would your family be able to pay for the funeral and final expenses.&nbsp; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-105","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-curtis-miller-insurance","tag-parkersburg-wv"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts\/105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/comments?post=105"}],"version-history":[{"count":1,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts\/105\/revisions"}],"predecessor-version":[{"id":106,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/posts\/105\/revisions\/106"}],"wp:attachment":[{"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/media?parent=105"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/categories?post=105"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.curtismillerins.com\/blog\/wp-json\/wp\/v2\/tags?post=105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}